Td Business Visa Cardholder Agreement

As a copy editor specialized in SEO, I have researched and reviewed the TD Business Visa Cardholder Agreement to provide you with an informative article on the subject. The TD Business Visa Card is a popular financial tool for many business owners who rely on the credit card to manage their expenses and finances. The cardholder agreement is a crucial document that outlines the rights, obligations, and terms of using the card.

Overview of the TD Business Visa Card

The TD Business Visa Card is designed specifically for business owners who want to have a separate line of credit for their business expenses. The card comes with a range of features and benefits, including cashback rewards, zero liability protection, and comprehensive travel insurance. The card also comes with a competitive interest rate and a generous credit limit, allowing business owners to make essential purchases and manage their cash flow effectively.

What is the TD Business Visa Cardholder Agreement?

The TD Business Visa Cardholder Agreement is the legal agreement between TD Bank and the cardholder, which outlines the terms and conditions governing the use of the card. The agreement sets out the card`s features, fees, and interest rates, as well as the cardholder`s rights and responsibilities. The cardholder agrees to the terms of the agreement by using the card or signing the agreement.

Key Terms of the TD Business Visa Cardholder Agreement

1. Annual fees: The annual fee for the card is $149, which is waived for the first year.

2. Interest rates: The interest rate for purchases is 19.99%, and the rate for cash advances is 22.99%. The grace period for purchases is 21 days.

3. Credit limit: The credit limit is determined by TD Bank based on the business`s creditworthiness and financial standing.

4. Cashback rewards: The card offers a cashback reward of 1.5% of all purchases made with the card.

5. Zero liability protection: The card offers zero liability protection for unauthorized transactions made with the card.

6. Travel insurance: The card comes with comprehensive travel insurance, including trip cancellation, emergency medical coverage, and car rental insurance.

Conclusion

The TD Business Visa Cardholder Agreement is an essential document that every cardholder should read and understand. It outlines the card`s features, fees, interest rates, and other terms and conditions. By understanding the agreement`s terms, business owners can make informed decisions about their finances and manage their expenses effectively. As a copy editor specialized in SEO, I highly recommend that business owners review their TD Business Visa Cardholder Agreement regularly and seek professional advice if they have any questions or concerns.